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Swissgolden cashes in on rising gold prices – legit or scam?

Swissgolden is a popular network marketing company that sells gold bars to the non high-rollers.

They’re cashing in on the trending interest of buying and selling gold as a home based business, and I’m not mad at that.

But we’ve seen it before with Emgoldex and Karatbars – these programs got hot for awhile and then faded out.

So have I been involved?

This video explains:


All good? Let’s continue…


Gold bars are sold in sizes ranging from a tiny 1 gram chip to 100 grams. If you’re imagining a brick-like “gold bar” then these are much smaller.

And that happens to be the whole point of Swiss Golden: small gold bars for people with smaller bank accounts. It’s gold-buying for the masses, where for as little as around $40, you can purchase a 1 gram gold “bar”.

People like to use these smaller bars as gifts for grandchildren, as a traditional investment in their future (see: Numis or Origami Owl). Now the tradition isn’t just for rich people any more. Any parent can celebrate the birth of a child with a gold bar. These make excellent Godparents’ gifts …you get the idea: lots of market share potential.

The bars themselves are offered up from Swiss and German companies:

  • Valcami. This is a Swiss gold company that issues 1 gram (and up) gold “bars” that are 999.99% pure gold. They come laminated on a card complete with the signature of the certified assayer, the one who certifies that the gold is pure.
  • Argor-Heraeus. They also offer the 1-gram gold chips, slightly different looking packaging (black and gold, if that fits your giving theme). If you buy 100 grams and want the whole thing in one bar, this is who offers it, along with Degussa, below.
  • Argor Heraeus SA. 2 gram denominations, signed by the assayer.
  • Degussa. Swissgolden uses Degussa for the larger bars- 50 grams or 100 grams. The 50 gram purchase is served up in the form of a tray consisting of 50 1-gram bars, which snap apart for individual giving. The 100 gram bar is one solid bar of gold.

There is a very slight discount for buying more grams

  • 1 gram = 35 EUR
  • 2 grams = 65 EUR
  • 5 grams = 172 EUR

Degussa, Argor Heraeus, and Volcami are indeed real gold companies.

Degussa also trades in silver, and buys gold jewelry for melting down and returning to the precious metal trade. [1]

They are members of the LBMA (London Bullion Market Association), the American Numismatic Association, and several in Germany. Apparently Germany is a world center of gold trading and storage.

Swissgolden will buy back their customers’ gold at any time through the admin panel, which is available 24/7.

Compensation Plan

The most notable fact about how Swissgolden compensates its affiliates is that the only benefit is being able to buy more gold.

You get your gold purchase subsidized by the incoming purchase orders of customers you bring to Swissgolden to purchase gold.

If you make it into the leadership program, you will also get your processing fees taken care of, or mostly paid for. These amount to 10% of your purchase and go towards maintenance of your gold purchase order (i.e. administration fees).

The plan is simple: bring in enough orders and you get a commission. It’s pretty much borrowed from an old-school retail commission structure…except you have to spend your earnings at the company store!

Fill up your matrices and get a bonus credit.

  • To fill a “Main Table” matrix slot, you must sell a gold order worth at least 7,000 EUR.
  • To fill a “VIP Table” matrix slot, you must sell a gold order worth at least 27,500 EUR.
  • There are 4 tables:
    • Main Table (7000 EUR to fill a slot, 15 cells or slots)
    • Preliminary Table (7000 EUR to fill a slot, 15 cells or slots)
    • VIP Table (27500 EUR to fill a slow, 7 slots in all)
    • Preliminary VIP Table (27500 EUR to fill a slot, 7 cells or slots)
    • VIP PLUS Table (98,000 EUR to fill a slot, 7 slots in all)

Once you’ve filled all your tables with orders, you have completed a cycle. The idea of SwissGolden’s Marketing Program is that you can purchase gold without having to shell out cash for the full purchase price.

You get subsequent sales orders to “pay” for your original gold order. Keep it rolling, and you can place more gold orders for yourself. If you place an order for gold but can’t find more buyers to fill your slots, then you’ll have to purchase them for cash.

There is a 3-day cancellation period for preliminary orders and a 14 day cancellation for main orders.


  • One may eventually own gold without having paid full cash price for it, letting one’s own marketing efforts take care of payment
  • One may purchase small amounts of gold, starting at 1 gram
  • The gold is verified, with assayer’s signature, 999.99% pure
  • No huge up-front costs to participate
  • Can cancel gold orders
  • Buy-back program offered through Swissgolden


  • Website gives very little information about the Swissgolden company and its founders
  • It’s been around for a few years but there’s very little out there about it except some dubious Facebook pages


Folks, you can cash in on gold without going through one of these programs.

It’s the sad story of chasing the next opportunity. Stop it. You can still earn substantial side income and work from home without humping the next opportunity until your commissions become so flaccid you’re forced to hop on another one.

Lol. Enough already.

You can build a long-term business that you’re proud of. Click here to learn about mentorship opportunities.



  1. Victoria Ayantuga

    September 15, 2016 at 2:14 pm

    How do I start online swissgolden business

    • Jeremy Page

      September 17, 2016 at 11:54 pm

      Gotta get in touch with a rep.

      Although I still think you should check this out first.

  2. maureen

    December 15, 2016 at 7:41 pm

    I want to be a part of this gold investment program. How do I go about it?

    • Jeremy Page

      December 16, 2016 at 9:41 am

      Gotta talk to someone who is in it already.

      Be careful, though.

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Multilevel Marketing

Zija review: Nutritional supplements from moringa

Zija is a nutritional products network marketing company capitalizing on the healthful properties of moringa.

In May 2017 they acquired Xango, making them a bigger force in the health MLM space.

Run by a pioneer inventor in the herbal supplement industry and propelled by a top Harvard scientist, Zija is setup to do big things.


We’ll take a look at exactly what Zija is celebrating. You’ll find out whether the science is there to support the claims made about moringa. You’ll also discover how well their International compensation plan stacks up in a sea that’s brimming with nutritional energy drinks (hint: Tru Vision, Isagenix, and Visi).

First let’s find out about moringa.

Moringa Oleifera is a tree found in the foothills of the Himalayas known for its drought-resistant properties (1). The seedpods are eaten in Africa and Asia. The leaves are the most nutritious part and are eaten in Southeast Asia. The flowers are said to taste like mushrooms.

There seems to be no question as to the high nutritional value of moringa. It’s a good source of protein as well as vitamins, amino acids, minerals, and phenolics (2).

But delve a little deeper and the clinical studies aren’t there yet for many of the claims made by Zija Interntional. More on that below.

Who is Zija International? The founder of Zija is Ken Brailsford. He is credited with inventing herbal encapsulation, and with helping to bring moringa to the supplement industry after watching a documentary about the health benefits of consuming parts of the moringa tree.

Mr.Brailsford is actually something of a “star” in the herbal supplement world. He started Nature’s Sunshine in the 1970s, to capitalize on his new herbal encapsulation methodology. He ran that until 1979 when he left to become a stockbroker because of a noncompete clause with Nature’s Sunshine (3). He later went back but fully retired in 1997 until he founded Zija years later.

The company is based in Lehi, Utah and boasts an executive team of “experienced MLM professionals.”  That would include CEO Rodney Larsen who was hired to promote the growth goals of Zija. Mr.Larsen has been with ZI since 2006 and his LinkedIn profile shows no other data before that year. Some Zija affiliate websites do mention that he worked for NEXX and a branch of NuSkin Entrprises before joining Zija.

President Brad Stewart’s profile mentions that he has managed his career “through vision and faith”. He has been involved in network marketing his whole life.

Executive Vice President Darrell Eyre started as an Amway distributor and has been in network marketing for 25 years.

COO Michael Hershberger has over 15 years experience in management and IT and an MBA.

The takeaway: apart from the Chief Operating Officer, Zija International is run by people who have pretty much always worked in network marketing. The founder is recognized as an important figure in herbal supplement history and founded one of the oldest and most successful herbal supplement companies in the world.

Zija International is a BBB accredited business with a rating of A+.


The ZI products can be divided into three categories: moringa, ameo, and ripstix. Headed by  Harvard Medical School valedictorian Joshua Plant, the scientific wing of Zija International is actively engaged in formulating new products based on moringa and other botanicals.

Moringa is believed to support a wide range of health benefits, including anti-inflammatory support, improved digestion, improved mental clarity, increased energy, anti-aging, immune system support, and blood glucose level regulation. All of these benefits are listed on the Zija International website.

Scientific evidence and clinical trials, however, are hard to find.

There is one agricultural study  where mice and ruminants were given moringa tea. It was found that the white cell count in the mice who drank the tea was significantly higher. Mice also experienced reduced inflammatory responses.

In that same study, Moringa also improved cell viability in sheep and goats, and reduced oxidative stress from internal parasites. No effect on the gut health of pigs was observed, however (4). The results of this study have only been published informally to date.

The same Ag & Tech school that’s conducting that study is also looking into the use of moringa to promote animal health. Specifically, they’re researching moringa’s effects on the immune system (on B and T cells). In addition, they’re studying moringa’s effects on growth rate and performance of pigs. However, at this time it’s merely stated that more research is needed (5).

There is also a World Health Report citing the use of moringa in the use of water treatment in developing countries (6). But so far, not much has made it into the National Institutes of Health’s PubMed system.

The takeaway: moringa is incredibly nutritionally dense, but clinical studies are needed to support many of the health benefit claims made by Zija Interntaional.

Essential oils produced with clinical-grade standards and Zija’s exclusive patent-pending certification system.

Ripstix Hydration and Fitness Line – these are energy drinks in powdered form. Fitness supplements containing L-arginine (8) and electrolytes, they also contain fructose which some people try and stay away from.

Compensation Plan

There are tens of thousands of independent distributors working for Zija International. They have access to an extensive network of Zija training modules, including videos, an app, audio training, all of which is measured by a series of exams.

It’s the only MLM known to have a certification process for its distributors. Not only that, but every 90 days, distributors must re-certify. Passing exams means higher pay, too (7).

This is similar to how non-MLM companies handle their training. For example, public school teachers get pay raises when they pass graduate-level courses from accredited institutions of higher learning.

So what if Zija operates its own training, testing, and certification program in-house: it’s far above and beyond what you’ll see in other MLM companies.


1) IBOs profit by purchasing products at wholesale prices and selling them at retail (up to 25% profit).

2) Qualify to earn commission by being on autoship for at least 75 PV per month.

3) Get 10% of sales made by your personally enrolled recruits.

4) Team commissions and further bonuses as you advance in rank.


Zija appears to offer a good product. They have done a lot of things right and have a unique niche in the competitive nutritional supplement industry. But the income potential isn’t worth my time.

I’m not saying Zija International is a bad company – they’re not.

With any MLM, peddling products to your family members and friends at church might work for a couple months…maybe over a year if you’re lucky.

In the end, it’s still the sad story of selling hype and chasing the hot opportunity.

There is a better way.

Check this out. This will help wreck your money-chasing habits.

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